Effective Date: January 10, 2020

Definitions

• Company (referred to as either "the Company", "We", "Us", "Our" or "the Platform" in this policy) refers to X2A Soft Labs Private Limited and the wealth42 website.
• Personal Information means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person
• Sensitive Personal Data means any information that identifies or can be used to identify an individual directly or indirectly. Examples of Sensitive Personal Data includes, but are not limited to, Passwords, Bank Account details, Credit/debit card details, Present and past health records, Sexual orientation & Biometric data
• Users (referred to as either "You", "Your", or "User" in this policy) refers to any natural or legal person who has agreed to become a service recipient on the wealth42 platform or visits the website with the intention of browsing it.

Introduction

1.1 The Platform is a financial tracking, execution and management tool, powered by a set of proprietary software. The Platform will help maintain Users’ financial portfolio and curate personalised strategies. The financial planning would be flexible, in order to evolve as per the Users’ preferences and needs.

1.2 The Company is committed to ensuring security of its Users’ data and being transparent about its collection and processing practices. This Privacy Policy is aimed at giving Users the most updated and comprehensive information about the personal information which is being collected, and the steps which have been taken by the Company to ensure that the collection, storage and processing meet the highest ethical standards.

1.3 By agreeing to this Privacy Policy, you agree to the terms specified under here. You may choose to discontinue accessing services of the Platform if any term(s) are disagreeable to you.

1.4 This Privacy Policy shall be binding on the Users.

1.5 For the purposes of this policy, all terms capitalised, but not defined shall have the meaning ascribed to it under the Terms of Service.

2. Minimum Age Requirement

2.1 By agreeing to this policy, Users confirm that they are at least 18 years of age. Anyone below the age of 18 is not permitted to access the services of the Company as the Company does not collect minor’s/children’s data. If the Company comes to realise that an individual not meeting this requirement has accessed the Company’s services, the Company will be suspending their account and deleting their data at the earliest. If anyone suspects that any individual not meeting this requirement has been utilising these services, they may report the same to us by filling this form.

3. Processing of Data

3.1 The Platform shall process Users’ data and provide Users with the service and to manage and improve the service, including sending of communications regarding the service. The list of data collected can be accessed here.

3.2 The Company would be processing the information mentioned in clause 3.2 inter alia for the following purposes-