Helping retail banks build and maintain relationships.
An increasing number of consumers view retail banks as transactional in nature - simply sellers of checking accounts, mortgages, and loans. More and more consumers are failing see their banks through the lens of ongoing relationships.
The problem is that retail banks believe that they are currently providing sufficient opportunities to build relationships. Reality begs to differ:
Mid-market and community banks need to meet the digital needs of their customers while still maximizing their greatest strength: their people.
73% of bank clients say that getting advice about financial products is valuable to them.
A digital platform to initiate and maintain relationships between a banker and a client based around advice and guidance.
From the consumer’s perspective: an app or website that embodies the bank-client relationship, featuring direct communication to a banker, a banker-customized dashboard for goal setting, and action items.
From the banker’s perspective: a systematic relationship management tool in the form of a CRM plugin, featuring centralized message sending, automation, and recommendations.
Finally - a fintech solution with a focus on brick-and-mortar.
Visor undertakes white-label partnerships with mid-market and community banks that don’t have the engineering resources to design, build, and maintain relationship-centered technology solutions themselves.
By inverting risk and charging banks a fee on second-level services that Visor-powered relationships drive, Visor empowers retail banks to go digital with little upfront cost.