What is a Tortoise?

Tortoise is a savings application that helps users plan and saves up for a large purchase in the near future.

We believe that the affluent and loan-takers cover only a small percentage of Indian consumers, and most of them save up for large aspirational purchases. Tortoise wants to make this journey delightful and rewarding for the savers.

We are funded by some of the top investors and entrepreneurs.


Tortoise makes saving up for large purchases fun.

But more importantly, we want to build a place where the best minds come to build something they love while having a lot of fun.



Vardhan Koshal

Vardhan has previously worked with Citibank, and at India leadership positions at Udacity and Tripadvisor. He also built and sold a startup in 2015. He has studied Engg., Economics and is a SEBI Registered Investment Adviser.


Surya Harsha Nunnaguppala

Surya is an accomplished developer with 4 years of experience at CodeNation, a highly respected and one of the toughest companies to get hired for as a developer. He studied at NIT Calicut.




Tushar Tuteja

Tushar is among the first believer and an investor in Tortoise. He has been a founder, headed tech at Coding Ninja, worked as a tech lead at Paisabazaar, and led product at Camp-K12. He is an IIT Delhi graduate.


Open Positions