Top 10 Free Budget Tracker Templates

Maintaining a budget is crucial for financial stability and achieving your monetary goals. A Budget Tracker helps you monitor your income and expenses, ensuring you stay on track with your financial plans. Utilizing a Budget Tracker template in Notion can streamline this process, providing structure and clarity to your financial management efforts.

Before you dive into creating your own Budget Tracker, consider exploring these Notion templates to simplify the task and enhance your budgeting experience.

What Should Budget Tracker Templates Include?

Choosing the right Budget Tracker Template in Notion can streamline your financial management and help you maintain clarity about your spending habits. Here are key components to look for:

Comprehensive Expense Categories: A good template should include a variety of predefined categories for expenses, allowing for detailed tracking and analysis of where your money goes.
Income Tracking: It's essential to have sections to record different sources of income, not just expenses, to get a complete view of your financial health.
Monthly Overview: Look for templates that provide a clear monthly snapshot of your finances, which helps in assessing spending patterns and making adjustments.
Savings Goals Tracker: A section dedicated to monitoring your savings progress motivates you to stick to your financial goals and can highlight the impact of your saving strategies.

With these components, a Budget Tracker Template can transform the way you handle your finances, making it easier to achieve your financial goals.

What Should Budget Tracker Templates Avoid?

Choosing the right budget tracker template in Notion can streamline your financial management. However, some features may complicate rather than simplify your budgeting process. Here are key components to steer clear of:

Overly Complex Categories: Templates with too many specific categories can make it difficult to consistently categorize transactions, leading to confusion and neglected entries.
Non-Customizable Fields: Avoid templates that don't allow you to modify fields. Flexibility is essential as your financial situation and goals may change over time.
Excessive Automation: While some automation is helpful, too much can obscure how your money is managed. It's important to manually engage with your budget to understand your financial habits.

Ultimately, the best Notion budget tracker template is one that balances simplicity with functionality, helping you to actively manage and reflect on your finances without feeling overwhelmed.

150/30/20 budget tracker

A straightforward financial planning system for those who just want an easy way to plan and keep track of their budget and finances. In the 50/30/20 budget system, 50% of your income is allocated to needs, 30% to wants, and 20% to savings or paying off debt.

A template preview for 50/30/20 budget tracker

2Expenses Tracker: Keep Up With Your Spending

Expenses Tracking Made Easy

Having trouble keeping track of all your monthly expenses? Unsure why you have NO savings and where all your money is going to? Or are you just on a tighter budget for now and would like to log your spending?

Not to worry! Notion Revolution is here to help with our user-friendly Expenses Tracker to help you find out where all your money is going to!

How does it work?

The Expenses Tracker leverages the powerful features of Notion Databases to track your expenses.

What is Included?

Expenses Tracking Database:
❖ Easily set up within 5 minutes thanks to our detailed instructions
❖ Quick-add button for new expenses
❖ See your total expenses at a glance in the Notification Centre

Perform Analysis By Categorisation & Periodic Reviews:
❖ Categorise the type of expenses to analyse spending habits
❖ Use the 'Sort' function to identify your highest expenses
❖ Breakdown your expenses by month or year using the 'Filter' function

Other Features:
❖ Set up recurrent expenses by choosing the frequency
❖ Pre-populated expenses category for easy selection
❖ Optimised version for mobile view and use
❖ Choose between Light & Dark Mode

A template preview for Expenses Tracker: Keep Up With Your Spending

3Budget Planner (w/ charts)

Easily manage and visualize expenses budgeting in Notion and visualize income and spend with beautiful charts. The template demonstrates how Notion2Charts can be used to turn Notion databases into bar charts, line graphs, and donut plots.

A template preview for Budget Planner (w/ charts)

4Budget Tracker

Ever heard of the 50/30/20 rule? It's a budgeting technique that allocates your income into three essential categories:
- 50% for Needs: Cover your essential expenses like rent, utilities, and groceries.
- 30% for Wants: Treat yourself without guilt! This portion is for non-essential spending like dining out, entertainment, and personal indulgences.
- 20% for Savings and Debt Repayment: Secure your financial future by saving and paying off debts strategically.

5Budget tracker

Navigating your financial landscape can often feel like walking through a labyrinth, with every spending and saving decision shaping the path. Keeping a detailed track of your expenses and sticking to your budget can feel like a monumental task. Use this template to maintain a clear, concise record of your expenses and outgoings. Track your spending habits, set financial milestones, and reach your monetary goals with confidence.

6Simple Finance Tracker

- Track your income and expenses
- Manage multiple accounts
- Get insights on expenses and income per year, your total capital on each account and your transactions grouped for each month

A template preview for Simple Finance Tracker

7Humphrey Yang’s financial tracker

This free financial tracker helps you track your income and expenses month by month. It's the same system Humphrey Yang (@humphreytalks) uses in his day to day life, accurately recording all transactions. Included is a yearly summary at the top of the page that tells you how you're doing for the year. Tracking your expenses is one of the easiest ways to understand what your financial picture looks like.

By knowing your expenses and income you will be able to create budgets, savings goals, and start to invest.

A template preview for Humphrey Yang’s financial tracker

8Budget tracker

You will get a budget with an overview and an automatic calculator of your remaining money to spend on each category! A slick and easy desgin.

9Budget Tracker - RyanOS

1. It comprehensively manages both expenses and income in one central location, offering a streamlined and intuitive experience.
2. The tracker is equipped with a dynamic Budget Widget, which provides a real-time overview of your financial status. This powerful tool can be conveniently integrated into any section of your dashboard.
3. Utilizing our budget feature will empower you to meticulously monitor your finances and ensure they remain on a steady course, reinforcing your financial well-being and confidence.

A template preview for Budget Tracker - RyanOS

Closing Thoughts

Utilizing these templates can streamline your financial management, making it easier to track expenses and save money. They are designed to be user-friendly and adaptable to your personal financial goals.

Start today by choosing a template that fits your needs. Regular use can lead to better spending habits and increased savings over time. Don't miss out on this opportunity to enhance your financial health.

What is a Zero-Based Budgeting?

Zero-based budgeting is a method where every expense must be justified for each new period, starting from a "zero base," ensuring all spending is necessary and aligned with goals.

What is a Cash Envelope System?

This is a budgeting technique where cash is divided into envelopes for different spending categories, preventing overspending by limiting available funds to what's in the envelope.

What is a Sinking Fund?

A sinking fund is a strategic way to save money by setting aside a small, fixed amount regularly for a specific large expense, reducing the financial impact when the expense occurs.