<aside> 📌 We know the details of benefits can be overwhelming. This page provides an overview of the benefits we offer, including the basic plan documents associated with them. Please let us know if you have any questions about your benefits or their provision, and we’ll work with you to make sure you get timely answers to your questions.
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Powderhouse offers full medical, dental, vision, and basic life insurance. We contribute separately to employees’ and dependents’ premiums.
The “Wraparound Summary Plan Description and Plan Document” is the full legal description of the benefits Powderhouse offers.
We currently offer three plans through United Healthcare; refer to the summary of benefits and coverage for each below.
For employees—what you would be as a fellow—we cover up to 80% of the premium of the UHC Choice Plus Direct plan. For dependents, we cover up to 40% of the premium of the UHC Choice Plus Direct plan. In both cases, employees pay the difference in premium if they choose a more expensive plan.
UHC Choice Plus Direct — Summary of Benefits and Coverage (March 2022).pdf
UHC Traditional with Deductible — Summary of Benefits and Coverage (March 2022).pdf
UHC HSA — Summary of Benefits and Coverage (March 2022).pdf
We offer dental insurance through the Guardian 1500 with Child Ortho (UCR) plan under Guardian’s PPO offerings. For employees, we cover 80% of the premium. For dependents, we cover 40% of the premium. Refer to the Dental Benefit Summary below for details.
Guardian 1500 with Child Ortho (UCR) — Summary of Benefits and Coverage (March 2022).pdf