Lucky Technology Corporation (“Lucky Card”) operates the Lucky Card software platform. It is Lucky Card’s policy to maintain the confidentiality, integrity, and security of any personal information about its users.
This Privacy & Security Policy (“Policy”) explains how Lucky Card (“We”, “Us”, or “Our”) collects, uses, shares, and keeps secure your information (“You”, “you”, “Your”, or “User”), including your nonpublic personal information, when You use Lucky Card’s website www.getluckycard.com (the “Website”), mobile application (the “App”), and any related products and services (collectively referred to as the “Services”).
By using Our Services, you are agreeing to this Policy. If you do not agree to these terms, you may not enroll in or use the Services. Pursuant to this Policy, You direct Our partner financial institution(s) to share your transactional data with Lucky Card, and you direct Lucky Card to share your data with its users, vendors, partners, and affiliates at its discretion, in a way that would otherwise be contrary to this Policy.
1. Website Visitors
Like most website operators, Lucky Card collects non-personally-identifying information that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Lucky Card’s purpose in collecting non-personally identifying information is to better understand how Lucky Card’s visitors use its website. From time to time, Lucky Card may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Lucky Card also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in Users and for Users leaving comments on blogs. Lucky Card only discloses logged in User and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left.
Lucky Card collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Lucky Card. Lucky Card does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain Services.
2. Customers of Lucky Card
Gathering of Personally-Identifying Information
The amount and type of information that Lucky Card gathers depends on the nature of the interaction. Certain visitors to Lucky Card’s websites choose to interact with Lucky Card in ways that require Lucky Card to gather personally-identifying information, most notably when becoming a “Customer” (which means that you have registered with Lucky Card to use its App or related products or services). Registration involves provision of an email address, a password, and a PIN (collectively the “Registration Information”).
When you use certain Services, we may collect from you usernames, passwords, account numbers, and other account information for third-party websites and Internet banking services. This information is used to obtain your account, transaction, and other banking information from the relevant financial institution on your behalf in order to display the information to you or to fulfill your requests for certain products, services, or transactions through a Service. By using our Services, you grant Lucy Card and Plaid the right, power, and authority to act on your behalf to access and transmit this information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid's privacy policy.
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal law, requires financial institutions to obtain, verify, and record information that identifies each business that opens an account and the personal information of its owners or representatives. Therefore, when applying to become a Customer, Lucky Card, on behalf of its partner financial institution, We will collect personally-identifying information about You personally and about Your business to establish and maintain Your account. Personal information may include, but is not limited to, your name, personal address (residential address required, no PO box address allowed), date of birth, social security number (SSN), and other similar information. Business information may include, but is not limited to, your business name, tax identification number, business address, business telephone number, business bank account information, business related documentation, telephone number, and email address. Additional information will be requested at account opening and may be requested throughout the life of the account relationship to meet regulatory and legal requirements. If you choose to provide us with personal information, business information, financial information, and financial data, you consent to the transfer and storage of that information on our servers located within the United States.
Use of Personally-Identifying Information
Lucky Card and its affiliated companies use and disclose User’s personal information to provide the Services, including for the purposes of: