Chapter 1 General Provision

Article 1 (Purpose)

The purpose of Empo Terms of Service (hereinafter referred to as “the Terms”) is to define basic subjects including rights, duties, and responsibilities between Empo Inc. (hereinafter referred to as “the Company”) and user, conditions of service and procedures with regard to the use of electronic financial transaction and other related services which the Company provides.

Article 2 (Definitions)

(1) The definitions of terms used in the Terms shall be as follows:

(a) The term “services” means Empo and other associated services which user can use with any types of terminals (PC, handheld terminal and other wired and wireless devices).

(b) The term “user” means those who use services which the Company provides after signing up and obtaining the Company’s consent.

(c) The term “EMPER” or “EMPER user” means services or users that set up a mobile (wifi) hotspot on the Company’s mobile platform and facilitate mobile data sharing.

(d) The term “EMPEE” or “EMPEE user” means services or users that set up wifi on the Company’s mobile platform and enable wireless communication with EMPER’s terminals.

(e) The term “Empo App” means an application which is installed on handheld terminals such as smartphone and tablet PC (hereinafter referred to as “mobile device”) and implements services provided by the Company.

(f) The term “means of access” means any means or information mentioned in the Article 2 10. of the Electronic Financial Transaction Act which is used to issue transaction request in electronic financial transactions or to secure the authenticity and accuracy of users and the details of such transaction. It refers to a password registered with the Company, a membership number registered with a financial institution or an electronic banking company, and other means designated by the Company in order to use the electronic financial transaction service.

(g) The term “SSID (or “hotspot name”)” means wifi (wireless) network name which is directly connected by Empo App set up as means of access on user’s mobile device to identify EMPER’s terminals.

(h) The term “password” means combination of letters or numbers created by the Company or users to protect confidentiality.

(i) The term “platform” means all programs related to intangible services provided by the Company. Any user can use services as a EMPER user or EMPEE user on the platform.

(j) The term “electronic financial transaction” means any transaction whereby the Company provides financial products and services through electronic apparatus (hereinafter referred to as “electronic financial business”) and user uses them in an automated manner without any direct contact or facing with employees of the Company.

(k) The term “electronic payment means” means any means of payment by electronic means defined in the Article 2 11. of the Electronic Financial Transaction Act such as electronic prepayment means.

(l) The term “transaction request” means any request whereby user asks the Company to process electronic financial transactions pursuant to the Terms.

(m) The term “electronic apparatus” means any apparatus used to transmit or process the Company’s and related services usage information by electronic means, such as mobile device or any other devices which transmit or process information by electronic means.

(n) The term “charged service” means the mobile hotspot platform between communication terminals and all related services that the Company provides for a fee.

(o) The term “Data” means electronic prepayment means defined in the Electronic Financial Transaction Act which can be used like cash only when user uses services provided by the Company.