Spency helps you see your financial future without tracking every transaction. Set up your income, bills, and daily allowance — and know if you're ok.
Add your income — Enter your salary or any recurring money coming in, along with the day it arrives
Add your bills — Enter recurring expenses like rent, subscriptions, and utilities
Set your daily allowance — The amount you typically spend each day on coffee, groceries, lunch, etc.
Check your forecast — See your balance for every day ahead
That's it. No need to log individual transactions.
Most apps require you to log every purchase. Spency focuses on forecasting — you set up your income, bills, and daily spending once, then see your future balance without the daily tracking.
No. Spency works entirely offline. Your data stays on your device and syncs privately via iCloud to your other Apple devices.