[投资] need to hold through market votality. Trader = Turn X amount of money into N*X || EOY adjustments in investment and cash for meeting my Goal: https://docs.google.com/spreadsheets/d/16m5hRsNjcwb9HwVu2-hnqqszVUj6thd59kED0RmYA0E/edit#gid=1062466424 No, it’s not a bad time to invest right now. Just remember, in the stock market, what matters the most to stock prices is the growth potential of the company. As long as there are growths forecasted, you should invest despite the ATH. This is called growth investing and is recommended when you can tolerate the volatility and some risk associated with it.

<aside> 💡 Goal and Action ‣

</aside>

• [ ] rotate out CSCO 4-5% total return is too low
  • Dividend stocks - do they beat the income from just putting in savings account?
• [ ] Seeking 8+% return on capital
  • [ ] NVDA - preload by EOY ‘23 . The value of $105,000 in RSUs after a 45% tax is approximately $57,750 // 不要all in single stocks
  • [ ] 建立机制cash ⇒ QQQ定投

Macro: Concerns about rate cuts; 明显的方向正倾向于降息，可能从2023年3月开始。

2024 cash flow expectation

‣

Everything about Stocks

https://docs.google.com/document/d/1YwapZdspMyV2-6H9xUubxSc8NVoOOYxMy6HGCHn7_S0/edit#heading=h.19px5t6zrim9

当前策略：

1. 一定要投资科技发展的红利

   • Accumulate: best companies in next decade —- NVDA

2. 关注通胀和加息（等待新大盘牛的到来）

3. Diversify my employee RSUs - guideline below. 处理掉部分amazon (135+) 和思科(55+) 并且diversify into companies you think will grow in the next decade

4. 401K: optimize my 401k investment it’s $$ per paycheck + free money from employer

   401K election decisions

5. Dividend stocks - see if it beats the income from just putting in savings account ⇒ NO. Return for this part of my portfolio is only 3.8% annually

“错题总结”我的trade：

做对了的事：

• Fundamental investing + Div stock, 总体长期主义的投资组合
• 及时撤出了不好的投资 让资本保值

改善：