⛑ Healthcare

For the employee, we reimburse 100% of a Gold medical plan, along with dental and vision coverage. We do this via Gusto's small group health insurance plan. The insurer made available through the plan is currently Anthem / Blue Cross for Medical, and Guardian for Dental / Vision.

In addition, we cover 60% of the same coverage (Gold medical plan + dental / vision) for dependents.

In our experience, this is above-market for an early stage company (most mid-stage companies do 100% + 50%, and only late-stage / public companies with 1,000+ employees cover a higher percentage). We want our people to be happy and healthy 🙂. We'll continue to make benefits more generous as we grow and mature as a company, as well.

Medical

We offer three group health care plans through Anthem / Blue Cross.

• Anthem Silver PPO (6BQD)
• Anthem Gold PPO (6BPT)
• Anthem Platinum PPO 15/40/10% (6BNC)

Waiting period

1st of the next month, on / immediately following hire date

Company contribution

Your company contributes separately to employees' and dependents' premiums.

• Employee: AO covers up to 100% of the premium of Anthem Gold PPO (6BPT). Employee pays the difference in premium if they select a more expensive plan.
• Dependents: AO covers up to 60% of the premium of Anthem Gold PPO (6BPT). Employee pays the difference in premium if they select a more expensive plan.

Dental and Vision

For dental and vision, we use Guardian 1500 with Child Ortho (UCR) and Guardian 20/20/150, 12/24. For additional details and signup instructions, see the attached pdf below.

Employee Materials Dental and Vision.pdf