Overview: Learn what a low or negative Reservoir actually means, when it’s normal, and when it’s worth a closer look.
Seeing your Reservoir dip low, or even go below zero, can feel unsettling at first.
That reaction is completely normal.
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A low Reservoir does not automatically mean you’re losing, overspending, or off track.
In many cases, it means Roo is doing exactly what it was designed to do.
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Your Reservoir tracks timing, not success or failure.
It reflects:
Because paychecks do not arrive evenly and spending does not pause between them, the Reservoir naturally rises and falls throughout the month.
Sometimes it goes low.
Sometimes it even goes negative.
That alone is not a problem.
Here’s a situation where a low or negative Reservoir is completely normal: