Homii’s Homestay Insurance The insurance covers accidents and damages, including bodily injury and property damage occurring during the homestay period. Maximum ¥100 million compensation paid to injured third parties or for the damaged property depending on accidents, or other legal claims due to the accident listed on the user policy.

Examples of cases of compensations are as follows.

This insurance covers various damages in daily life, such as injuries of the insured party and the destruction of properties caused by the insured party.

The insurance covers legal costs in the case of suffering damages due to one of the following accidents of damage to other people's physical injury or damage to other people's property.

  1. Accidents caused by the use or management of housing.

  2. Accidents caused by the insured party in daily life

For examples:

・ Leakage of water in the house caused damage to household items.

・The insured party’s shopping bag in a department store accidentally pushed a product and caused it dropped and broke.

・The insured party’s laundry basket fell from the veranda at home to the ground and injured others.

・The insured party was injured by someone else while riding the bicycle.

・The insured party was injured because he/she slipped on the wet floor after cleaning the room

・ The insured party was injured because he/she was hit when an Insufficient fixing of the cupboard collapsed.

・ Water leaked and damaged the insured party’s luggage.

・ The insured party broke and destroyed an item in the host family’s house.

・ The insured party pulls a carry bag at the station which hit another person, and that person was injured.

・The insured party burned a kitchen’s wall in the host house while cooking.(※The damage due to Fire and car accidents are not covered)

Example of cases which are not covered is as follows.

Cases that are under our terms will not be eligible for compensation.