Most of the $130B value is in fiat-collateralized stablecoins like Tether and USDC. Decentralized stablecoins like DAI and sUSD make up only a small portion of the total supply, meaning the vast majority of stablecoins are centralized and can freeze funds at any moment.

Stablecoins are faster, programmable, and yield higher interest compared to the classical finance instruments. These advantages may result in substantial off-chain capital adoption on the blockchain. Right now, the market share of stablecoins is less than 6%, and is expected to grow significantly.

Product StableUnit protocol is a censorship-resistant CDP-based stablecoin with multi-layered stabilization model secured by capital-efficient DeFi assets.

This approach unites the robustness of over-collateralized stablecoins (e.g.DAI) with the scalability of algo-stablecoins without compromising decentralization. Moreover, it uses collateral to generate profit and automatically distributes it to every wallet holding suDAO.