📄 RBI-Aligned Whitepapers & Use Cases

1. Digital Lending & Fintech

• Google Cloud: RBI Digital Lending Guidelines Whitepaper
  • Outlines how Google Cloud supports compliance with RBI's digital lending guidelines, focusing on technology and data requirements.
  • 🔗 View WhitepaperGoogle Cloud+1Google Cloud+1
• Praxis Global Alliance: Emerging Opportunities for Digital Lending in India
  • Analyzes the current state and future prospects of digital lending in India, considering RBI's regulatory framework.
  • 🔗 View Report
• LTIMindtree: Digital Lending in India
  • Discusses the evolution of digital lending in India and the impact of RBI regulations on the sector.
  • 🔗 View Whitepaper
• Nishith Desai Associates: Digital Lending in India – Analysis and Implications
  • Provides a legal perspective on RBI's digital lending guidelines and their implications for stakeholders.
  • 🔗 View ArticleNishith Desai Associates

2. API Banking & Open Banking

• Raiffeisen Bank International: Open APIs in Cash Management
  • Explores the use of Open API technology in transaction banking, including payments, reporting, and electronic bank account management.
  • 🔗 View WhitepaperHome | Raiffeisen Bank International AG+1Home | Raiffeisen Bank International AG+1
• Aujas Cybersecurity: API Banking Security Whitepaper
  • Discusses security considerations and best practices for API banking in compliance with RBI guidelines.
  • 🔗 View WhitepaperVMware Cloud Computing
• Visa: The Future of Banking is Open
  • Examines the global shift towards open banking and its relevance to RBI's regulatory environment.
  • 🔗 View Whitepaper

3. Cash Management Services (CMS)

• Raiffeisen Bank International: Next Level Cash Management
  • Highlights innovations in cash management, including the use of APIs for real-time treasury operations.
  • 🔗 View WhitepaperHome | Raiffeisen Bank International AG
• CMS Info Systems: Assessment of Cash Management Services Market in India
  • Provides insights into the CMS market in India, considering RBI's regulatory landscape.
  • 🔗 View Report

4. Blockchain & Distributed Ledger Technology (DLT)

• Reserve Bank Innovation Hub: Interoperable DLT Platform
  • Details a proof-of-concept for an interoperable DLT platform for inland letters of credit, aligning with RBI's innovation initiatives.
  • 🔗 View Whitepaperrbihub.in

5. Financial Inclusion & Gender Equity

• Reserve Bank Innovation Hub: Swanari TechSprint Whitepaper
  • Focuses on digital financial services use cases that promote financial inclusion for women, in line with RBI's objectives.
  • 🔗 View Whitepaper

🏦 Bank–Fintech Partnerships

1. Visa: What Lies Ahead for Bank and Fintech Partnerships?

• Explores evolving collaboration models between banks and fintechs, highlighting joint product offerings and strategic alliances.