As we know, there are so many apps in our country for transaction money within a short time. Like Bkash, Rocket, Nogod, Upay, Ucash etc. But do we have an accurate idea how much money we are receiving and sending in a month with these apps? Suppose Ostad Lunch a new course and it is ready to sell. So Ostad has so many payment methods and receives money by bkash, nogod, rocket, DBBL etc way. However, will they determine how much payment they got in one month from all payment methods? What is the income/outcome, profit/loss & target margin of them from their payment methods. Same as merchant business or agent business who provide us flexiload or sending & withdraw money service from Bkash, Rocket etc. On the other hand we can not see at a glance how much money we have in those apps without login in individual apps. In day to day life for personal or business purposes we use these apps regularly. So I think this will be a problem in financial life.
Basically it is called a small FI enable solution. The solution is to make an app or a website where all transaction apps will integrate in one spreadsheet. Where anyone will get clear visibility of their own online money status as Bkash, Rocket, Nogod, Upay etc whatever he used for transaction. Either this app will work by getting permission from the user's individual transaction installation app. Then automatically collecting the data from that app about sending and receiving money. Neither consumer will input daily in every transaction in that app. Then the consumer will clearly watch how much income & outcome generate in every transaction. Consumers not only get all transaction apps integration balance, income/outcome, profit/loss, but also they will know instantly how much money they have in their individual transaction app in one shot. Besides we can include in that app fixed deposit, saving & credit card bills integration.
Income Generate: This app will be a subscription base. Every month it will take 10 taka from the consumer account. That will be advance payment. Customers can choose the platform for payment.