Last updated: April 27, 2026

By downloading or using the app, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using Today Expenses, you confirm that you have read, understood, and agree to these Terms of Service. If you do not agree, do not use the app.

2. About Today Expenses

Today Expenses is a personal expense and income tracking app with a notebook-style interface. The app allows you to record your daily finances, view charts and insights, and sync your data privately across your Apple devices using iCloud.

3. Requirements

iCloud

Today Expenses requires an active iCloud account signed in on your device. Your data is stored in your private iCloud database. If you are not signed in to iCloud, you will not be able to use the app.

AI Models

Today Expenses supports two on-device AI models for extracting category and amount information from your natural language input.

Apple Foundation Models — powered by Apple Intelligence, available on iPhone 15 Pro and later running iOS 26. If Apple Intelligence is unavailable on your device or disabled in Settings, this option will not be available.

Pre-Trained Model — a lightweight text classifier built specifically for Today Expenses and trained on 16,700 expense and income notes across 71 categories. Available on every supported device, with or without Apple Intelligence.

Pre-Trained Model is selected by default. You can switch between models at any time from Settings > AI Model, subject to device compatibility.

Supported Devices

Today Expenses requires iOS 26 or later. Apple Foundation Models requires a device that supports Apple Intelligence. Pre-Trained Model is available on all supported devices. Please check the App Store listing for full compatibility details.

4. Subscriptions and Billing

Plans

Today Expenses offers the following subscription plans: