Last updated: April 27, 2026
This Privacy Policy explains what information Today Expenses collects, how it is used, and how it is protected.
Today Expenses is designed with privacy as a core principle. Your financial data never leaves your own private iCloud account. We do not operate servers, we do not collect analytics, and we do not sell or share your data with third parties.
Today Expenses does not collect, store, or transmit any of the following:
We have no backend servers and no database of user information.
All data you enter into Today Expenses — including expense records, income records, categories, settings, and preferences — is stored locally on your device using SwiftData, Apple's on-device database framework. This data never passes through our systems.
Today Expenses uses Apple's CloudKit private database to sync your data across your devices. Your data is stored in your personal iCloud account, which is private to you. Apple's privacy policy governs how iCloud stores and protects your data. We cannot access your iCloud data.
iCloud sync requires that you are signed in to an iCloud account on your device. If you sign out of iCloud or disable iCloud for Today Expenses, your data will remain on your device locally but will not sync across devices.
Today Expenses supports two on-device AI models to analyse the text you type when creating a record. This analysis extracts the category and amount from your natural language input.
Apple Foundation Models — powered by Apple Intelligence, available on supported devices. Processing happens entirely on-device using Apple Intelligence. Your input text is never sent to any server. Apple's privacy policy governs the on-device AI system.