Ingredients

Base

• Tortilla chips (thick, restaurant-style)
• 1 lb taco-seasoned ground beef
• ½ cup beef broth or water
• 1 cup refried beans (or black beans, warmed)
• 2½–3 cups cheese, freshly grated
  • Best combo: sharp cheddar + Monterey Jack
  • Optional upgrade: a little Oaxaca or low-moisture mozzarella

Moisture + Flavor Boost

• ½ cup salsa
• ¼ cup sour cream or Mexican crema
• 1 tablespoon hot sauce

After Baking

• Diced red onion
• Pickled jalapeños
• Chopped cilantro
• Avocado or guacamole
• Extra sour cream / crema
• Lime wedges