1.1. About Us Crowdyvest is an impact-driven financial technology platform that creates financial solutions for a community of individuals and organisations that are committed to long-term growth and financial freedom.
1.2.Definitions For the purpose of this Policy:
1.2.A. Personal Data/Information means any information relating to you, including your name, identification number, location data, online identifier address, photo, email address, pins, passwords, bank details, posts on our Platforms, religion, date of birth, health, race/tribe, nationality, ethnicity, political views, trade union membership, criminal records, medical information, and other unique identifiers such as but not limited to MAC address, IP address, IMEI number, Bank Verification Number, IMSI number, SIM and others. It also includes factors specific to your physical, physiological, genetic, mental, economic, cultural or social identity.
1.2.B. Process/Processing means any operation or set of operations which is performed on your Personal Data or sets of Personal Data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.
2.2. Access & Security You create an account when you sign up to our services either through the website or mobile application. Your password, pin or biometrics will regulate your access to your Crowdyvest account. By accessing the website or mobile application, you consent to using your password, pin or biometric to access the services which we provide via the Platforms. You also consent to receiving via electronic means all communications and notices which we are required by law to provide to you. You also agree to receive our product offerings (new or old) via the same means.
You shall not allow anyone else have or use your password details and you shall comply with all reasonable instructions we may issue regarding account access and security. In the event you share your password details, Crowdyvest will not be liable to you for any losses or damages that may occur.
Limitation of Liability You expressly understand and agree that Crowdyvest, including its directors, officers, employees, representatives or the service provider, shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if the Crowdyvest has been advised of the possibility of such damages), resulting from; (a) use or the inability to avail the services (b) failure or delay in providing the services (c) any performance or non-performance by Crowdyvest (d) any damages to or viruses that may infect your electronic devices or other property as the result of your access and use of our services (e) server failure or otherwise or in any way relating to the services.
Communications & Notices By signing up to our services, you automatically sign up for alerts via email and mobile notification. All enquiries and grievances can be directed to email@example.com.
Investments and Security for Investments: Crowdyvest Limited owns and operates a platform for the aggregation of funds (“Investment Funds”) belonging to several individuals, with the aim of investing such funds in viable commercial ventures and enterprises. In this regard, Crowdyvest is (without more) only responsible for management of the investment funds and to ensure that the Investment funds are channeled into the appropriate high yield/low risk commercial ventures. Crowdyvest Limited will not provide guarantees, collateral, or security in respect of the Investment funds or any part thereof. All Investment and Savings Funds on the Crowdyvest platform are not subject to pre-liquidation. Funds are only retrieved at maturity. Interests accrued on the platform will be subject to a withholding tax deduction as provided by the relevant and applicable laws.
What information we collect
Why we collect such information
The use of such information
The storage, sharing and protection of such information
Your rights as a data subject.
Consent We request that you carefully read through this Policy and click on the ‘Agree’ icon below, if you consent to the terms of this Policy and to the processing of your Personal Data in accordance with the Applicable Law. Provided that, if you proceed to use any of our Platforms and services, it will deemed that you have provided your express consent to the terms of this Policy.
Age You must be at least 18 years old to use our services or any of our Platforms. Individuals under the age of 18, or applicable age of maturity, may utilize our Platforms services only with involvement of a parent or legal guardian, under such person’s account. Regardless, all Personal Data which we may process shall be in accordance with this Policy and other applicable laws.
Collection of Personal Data In the course of registration, access, and/or use of our Platforms, we may collect your Personal Data in the following ways: