🌐 Standard Chartered Bank India – CMS Capabilities Overview (MNC)
🔗 Official CMS Page: https://www.sc.com/in/commercial/
(Full CMS access typically routed via Relationship & Treasury team)
🧠 Core CMS Features:
- ✔️ Collections: NEFT, RTGS, UPI, Cheque, Virtual Accounts, Direct Debit
- ✔️ Payouts: Bulk NEFT/RTGS, real-time APIs, salary & vendor workflows
- ✔️ Reconciliation: Real-time dashboards, auto-matching via APIs
- ✔️ Virtual Accounts: Industry-focused VAs with flexible logic mapping
- ✔️ Reporting: HSBC-style portal + APIs + encrypted MIS file drops
🏭 Industry Use-Cases:
- NBFCs: Disbursement + repayment tracking via virtual accounts
- eCommerce: COD reconciliation & high-frequency refund cycles
- Exporters: FX-settled receivables + treasury mapping
⚙️ API Capabilities:
- ✅ Real-time: Yes – plug-and-play CMS APIs
- ✅ Batch File: Available with SFTP or manual portal upload
- ERP Integrations: Strong support for SAP, Microsoft, and Oracle-based systems