Product Management | Fintech Strategy & Risk Decisioning | Product Leadership | Business Analysis | Global Experience (Denmark & India)


LinkedIn: in/sanghamitrapaul  Portfolio: notion/sanghamitra

Recent Publication:

1. Product Management in Non Profits,

***2. AI Agents, Credit Infrastructure, and the Rewiring of Financial Trust,***

3. Agile Gatherings: Designing for Marketing Momentum


Professional Summary

Pursuing an Executive MBA with a focus on strategy, economics, and finance, I’m a strategic product leader with 14+ years of experience across fintech, credit risk, insurtech and digital platforms in India and Europe. Led 0→1 product builds, multi-country SaaS rollouts, and mission-driven MVPs-shaping products strategies that address regulatory complexity, user mistrust, and inclusion at scale. My work spans in Nordics/EU credit decisioning and debt collections systems to early-stage nonprofit and fintech products powered by AI-led discovery and design thinking. Certified CSPO and PSM I, with strategy and innovation credentials from Harvard Business School Online, I work at the intersection of product, data, and human insight.

Alongside my professional work, I had served as Chapter Co-Lead for Women in Product, and is serving as AI Evangelist for the The 1% AI Club and partner with various nonprofits to build inclusive, impact-driven product and tech communities across product strategy, design, and community leadership.

Visa info: I currently reside in India, but have lived in EU for 7+ years with Danish work permit. I am open to global relocation and am willing to self-finance visa costs, provided documentation support.


Core Competencies

Digital Product Strategy | Product Discovery & Research | Business Strategy | Credit Risk & Decisioning | Fintech Lending Platforms | AI-Driven Prototyping | Design Thinking | Agile Product Ownership | MVP Development | Cross-Functional Leadership | User Research & Journey Mapping | SaaS & Platform Thinking | KPI-Driven Optimisation | GTM Strategies | Community building

Tools: Figma, Miro, Postman, SoapUI, Jira, Confluence, Notion, Canva, Bolt.New, Voiceflow, Replit, ChatGPT, Lovable, Cursor and other AI tools.


Experience

Independent Product Manager & Strategist | Self Employed

Remote, India| Nov 2024 – Present