Last updated: January 2026

This Privacy Policy explains how

(“Sailor”, “we”, “us”, or “our”) collects, uses, discloses, and protects your information when you use our website, mobile application, and related services (the “Platform”).

By accessing or using the Platform, you agree to this Privacy Policy. If you do not agree, you must discontinue use of our services.

1. Who We Are

Sailor.io Limited (“Sailor”) is a company registered in Nigeria with its registered office at No. 7 Madam Bilikisu Street, Ologolo, Lekki, Lagos, Nigeria. We provide escrow and contract facilitation services for individuals and businesses.

2. Information We Collect

We may collect the following categories of information from you:

Personal Information: Name, phone number, email, date of birth, government-issued ID, NIN (for Nigerian users), business incorporation documents.
Financial Information: Bank account details, payment card details, transaction history.
Technical Information: IP address, device identifiers, browser type, operating system, location data, and usage patterns.
Contract & Transaction Data: Contracts created, milestones, disputes, and communications through the Platform.
Cookies & Tracking: Data collected through cookies and similar technologies for login sessions, analytics, and app performance.

3. How We Use Your Information

We use the information we collect for the following purposes:

To create and manage user accounts.
To verify identity (KYC) and comply with legal obligations (AML/CFT).
To process escrow transactions and release funds.
To facilitate contract creation, inspection, and dispute resolution.