link to master document:

https://docs.google.com/document/d/1wRGs78BBZJeDAZxD5nlSkgo40j59aOftKYNagvlAxF0/edit

NOTE: expand any contractions in the document

Introduction (Aryan)

The following is a brief overview of what healthcare is, followed by a brief explanation of several types of public health insurance.

• Purpose
• What is health insurance?
• What is Obamacare?
• What is Medicare?
• What is Medicaid?
• Certified Enrollment Entities

California-Specifics (Mihir/Pujan)

• Medi-Cal
• Children's Health Insurance Program (CHIP)
• California State Subsidies
• Covered California
• Federal Poverty Line Guidelines

Cost-Sharing Reductions (Oliver)

Cost sharing reductions (CSR) are discounts on deductibles, copayments, and coinsurance that make having insurance more affordable. CSRs also lower your out-of-pocket maximum which is the maximum amount you are required to pay for health care services per year. Once you reach the out-of-pocket maximum, the insurance plan must pay for 100% of the costs of covered services. If you qualify for CSRs, you must enroll in a silver plan to receive the benefits.