🔹 SBI – CMS Capabilities Overview

🔗 Official CMS Page: [http://sbi.co.in/web/business/information/transaction-banking-unit]

🧠 Core CMS Features:

• ✔️ Collections: NEFT, RTGS, Cheque, Cash Pickup
• ✔️ Payouts: Bulk Uploads, API-based transfers
• ✔️ Reconciliation: Daily T+1 files
• ✔️ Virtual Accounts: Industry-specific tagging
• ✔️ Reporting: PDF/Excel MIS + Portal-based

🏭 Industry Use-Cases:

• NBFC: EMI collections through VA
• PSU: Treasury payout automation
• FMCG: Distributor collections via VA

⚙️ API Capabilities:

• ❌ Real-time: Limited
• ✅ Batch File: Available
• ERP Integrations: SAP (Indirect)

📊 Adaptability Score: 6.5/10

🔍 Strategic Insights:

• Strength: Distribution reach