Why worker owned: https://brandongaille.com/employee-owned-business-model-and-marketing-strategy/
2 different european countries: https://readcoop.eu/about/
There are fiscal hosts that deal with payroll, finances etc for collectives
Collectives are a group of individuals with no hierarchy, who get together for some goal. Common for open-source and community projects.
Co-operatives are businesses owned by the employees, and each owner participates in decision-making in a democratic fashing
Definition: A cooperative is an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned and democratically-controlled enterprise.