This privacy policy ("Policy") describes how JMP Elite Ltd ("Company," "we," "us," or "our") collects, protects, and uses the personal information ("Personal Information") you ("User," "you," or "your") provide in connection with Recode, our high-touch coaching and transformation program.

This Policy applies to all online and offline interactions, including but not limited to:

• Recode sales and onboarding pages
• Application forms and lead capture pages
• Email, SMS, and WhatsApp communications
• Video and audio calls conducted via Zoom or other platforms

By engaging with Recode, you consent to the practices described in this Policy.

1. Information We Collect

We may collect the following types of Personal Information when you apply, enroll, or participate in Recode:

• Full name
• Email address
• Phone number
• Payment information (processed securely via Stripe or Wise)
• Application responses (e.g., professional background, life goals, challenges, income range if disclosed)
• Communication records (emails, WhatsApp messages, onboarding calls)
• Coaching call recordings or notes (with your consent for recording)

We may also collect:

• Website usage data via cookies and analytics tools (e.g., Google Analytics, Meta Pixel)
• Device and browser information