RBI regulations

🏦 RBI Regulations & Guidelines Library

Digital Lending Guidelines (2022)
- Comprehensive framework for digital lending, including definitions, roles of Lending Service Providers (LSPs), and grievance redressal mechanisms.
- 🔗 FAQs on Digital Lending Guidelines Reserve Bank of India
Default Loss Guarantee (DLG) in Digital Lending
- Clarifies norms around DLG arrangements, ensuring transparency and risk management in digital lending.
- 🔗 FAQs on DLG Guidelines Reserve Bank of India
Regulatory Framework for Microfinance Loans
- Mandates disclosure of interest rates and ensures borrower consent for non-credit products.
- 🔗 FAQs on Microfinance Regulations Reserve Bank of India
Digital Rupee (e₹) – Central Bank Digital Currency (CBDC)
- Introduces India's CBDC, detailing its features, usage, and benefits.
- 🔗 FAQs on Digital Rupee

API Web Services Specifications
- Outlines technical standards for API integrations in banking services.
- 🔗 API Web Service v1.0 (PDF)
Information Security, Electronic Banking, Technology Risk Management, and Cyber Frauds
- Provides guidelines to ensure secure electronic banking operations and manage technology-related risks.
- 🔗 Guidelines on Information Security (PDF)Reserve Bank of India+4RBI Docs+4Reserve Bank of India+4
Cyber Security Framework in Banks
- Establishes a framework for banks to manage cyber threats and vulnerabilities.
- 🔗 Cyber Security Framework Notification

Standards for Cash Management Activities
- Sets standards for ATM operations, including training requirements for personnel.
- 🔗 Notification on Cash Management Standards Reserve Bank of India
Outsourcing of Cash Management
- Guidelines for banks outsourcing cash management to ensure security and efficiency.
- 🔗 Notification on Outsourcing of Cash Management Reserve Bank of India
Security Measures for ATMs
- Mandates security protocols for ATMs, including the use of digital locks and surveillance.
- 🔗 Notification on ATM Security Measures Reserve Bank of India

Master Circular on Mobile Banking Transactions
- Compiles instructions for banks on mobile banking operations.
- 🔗 Master Circular on Mobile Banking Reserve Bank of India
Online Dispute Resolution (ODR) System for Digital Payments
- Introduces ODR systems for resolving disputes in digital transactions.
- 🔗 Notification on ODR System Reserve Bank of India

Storage of Payment System Data
- Mandates local storage of payment data by system providers.
- 🔗 FAQs on Data Storage Guidelines
KYC Guidelines – Anti Money Laundering Standards
- Provides comprehensive KYC norms to prevent money laundering.
- 🔗 Master Circular on KYC Guidelines