1. EXECUTIVE SNAPSHOT
Why AML/KYC Matters Right Now
- Regulatory tolerance has collapsed globally (not just Tier-1 regulators).
- Payment providers, liquidity partners, and platforms now enforce de-facto compliance standards.
- Reputation damage spreads faster than enforcement actions.
Reality:
AML/KYC is no longer a compliance box.
It’s growth infrastructure.
The Hidden Cost of Ignoring It
| Area Affected |
What Breaks First |
| Payments |
PSP rejections, rolling reserves |
| Liquidity |
Tier-1 LP access revoked |
| Growth |
Affiliate & IB drop-off |
| Valuation |
Discounted or uninvestable |
| Survival |
Forced shutdown, silent exits |
⚠️ If This Sounds Familiar…
- [ ] “We’ve never had a major AML issue”
- [ ] “Our provider handles most of it”
- [ ] “We’re offshore, so standards are flexible”
- [ ] “We’ll upgrade when regulators ask”
These are lagging-indicator mindsets.
2. INDUSTRY REALITY CHECK