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This is a suggested template, with prompts for what to think about. Feel free to adjust or ignore as appropriate for your proposal. Remember, the point is to communicate the background, intent and reasoning clearly - it’s not a form-filling exercise! 🙂

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Title

Short, descriptive title of the feature or epic

(e.g., “Cross-Border Phase 1 – Manual Onboarding”)

Overview

Brief summary of what this proposal aims to achieve.

Why this feature exists and what it enables.

Example:

This feature introduces a manual onboarding process to enable initial cross-border payments through our Partner. It allows selected merchants to onboard manually before full automation.

Background

What is it useful background/reading/context for somebody reviewing the proposal? You can link to other proposals, documentation (internal or external) etc.

Why Are We Doing This?

Explain the motivation and goals. What problem this solves and why it matters.

• What’s the problem or limitation?
• Why are we solving it now?
• What does success look like?

Example:

Lower transaction costs for merchants, simplified operations (no foreign accounts), and automated fee collection before settlement.

Define new entities or key terms introduced by this feature.

(e.g., “Global Account”, “Virtual Account”, “Fee Account”, etc.)