Effective Date: [Insert Date, e.g., October 1, 2026]

1. Our Commitment to Your Privacy At TaxExpat CH, we respect your financial privacy above all else. Our core business model is to provide a premium tool, not to harvest your data. This application is designed to operate without compromising your personal or financial information.

2. Zero Data Collection TaxExpat CH does not collect, store, transmit, or sell any of your personal data, including but not not limited to:

• Financial inputs (Gross Salary, Wealth, etc.)
• Personal identification
• Location data
• Device identifiers

3. On-Device, Offline Processing All tax simulations, calculations, and PDF report generations occur entirely on your local device. We have no external servers. No data ever leaves your phone or is sent to any third party for processing.

4. Purchases & Subscriptions We offer in-app purchases and subscriptions. Payment processing is handled securely by Apple via App Store Connect. We do not have access to your credit card information or personal billing details. The app only handles anonymous purchase tokens to unlock premium features.

5. Contact Us If you have any questions or concerns regarding this policy, please contact us at【crazynotesman@gmail.com】