Last updated: May 1, 2026
Obol is a personal expense tracker for iPhone. This policy explains what data the app handles, where it lives, and what is shared only if you choose to use certain features.
Obol stores the expenses, budgets, categories, recurring expenses, reports, settings, and preferences you enter in the app.
By default, this data is stored locally on your device using Apple’s SwiftData framework.
If you enable Obol Pro iCloud Sync & Backup, your Obol data syncs through your private Apple iCloud account using Apple’s CloudKit infrastructure.
Obol does not operate an expense-data server and does not receive or read the expense data stored in your iCloud account.
If you join or create a household, the household data you choose to enter in that shared household view may be visible to other household members through iCloud sharing. Your personal view remains separate.
If you tap Export to CSV, Obol creates a CSV file on your device so you can share or save it yourself.
Obol does not automatically upload exported files anywhere.
Obol uses Sentry to collect crash reports, basic diagnostics, performance information, and feature usage events so we can fix bugs and improve reliability.
These reports are not intended to include your expense names, notes, budgets, or individual transaction amounts.
Obol does not use advertising identifiers and does not track you across apps or websites.
Monthly reports and Ask Obol features use Apple’s on-device Foundation Models when available.
These features are designed to run on your device. Obol does not send your expense data to an Obol server for AI processing.