Last Updated: 10/10/2025

SapaGuard (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use the SapaGuard app.

1. Information We Collect

• Account Information: Name, email address, and login method (Google or Apple).
• Budget & Expense Data: Budgets, expenses, categories, and optional notes you enter manually or via voice.
• Voice Recordings: Audio recordings used to log your expenses and budgets. These are processed securely and tied to your account.
• Device Information: Basic device details, app version, crash logs, and usage analytics to improve app performance.

We do not access your bank accounts, cards, or hold your money.

2. How We Use Your Information

• To track your budgets, spending, and savings.
• To provide personalized insights (e.g., top spending categories, savings tips).
• To process voice recordings for expense and budget logging.
• To improve app features, performance, and fix bugs.

3. How We Protect Your Data

• Accounts are secured with a mandatory 6-digit passcode.
• Optional Face ID / fingerprint adds an extra layer of security.
• All data is encrypted in transit and stored securely.
• We never sell or share your personal data with third parties.