Last Updated: 12/1/2026


SapaGuard (“we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use the SapaGuard mobile application.


1. Information We Collect

a. Account Information

When you create an account, we may collect:

b. Budget & Expense Data

We collect the information you choose to provide, including:

c. Voice & Chat Inputs

d. Usage & Device Information