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How to align grants with your roadmap, avoid funding gaps, and apply effectively.
Map NZ startup grants to your business plan, hiring, and product roadmap — and then reverse to sense check funding required versus what is available.
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Examples:
| R&D Plan written → | THEN apply for Callaghan Innovation eg New to R&D Grant | https://www.callaghaninnovation.govt.nz/products/fund/new-to-r-and-d-grant/ |
|---|---|---|
| Hiring & resource requirement planned → | THEN confirm Career Grant eligibility | https://www.callaghaninnovation.govt.nz/products/fund/r-and-d-career-grants/ |
Stack government grants the smart way — avoid ineligibility and boost success odds with the right order.
| Stage | Grant | Best Time to Use |
|---|---|---|
| Pre-trading | MSD Grant | Before revenue |
| Early Ops | RBP Capability Vouchers | When developing strategy and ops |
| Scoped R&D | Callaghan N2R&D | After planning |
| Scaling | Career / Ārohia | With co-funding confirmed |
| Venture Raise | Aspire Seed Fund | Lead investor required |
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Avoid: applying out of order, skipping RBP, or lacking a co-funding plan which shows how a Founder will fund their portion of the Grant. Generally Founders need 50-60% of total Grant. This could be seed capital from angel groups or equity through NZGCP, it just can’t be from another grant as rules preventing double dipping from other government grants!
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Smart founders use one grant to fund activity and on-ramp to the next. Grants and support are often stage-based — a planned approach will enable you to optimise and ‘stack’ them with intent.
| Stage | Grant | When to Use It (examples, not definitive as cover a timeline) | Why It Comes at This Stage |
|---|---|---|---|
| 1 | Capability Voucher (RBP) | Early stage; proof of concept, product market fit; pre-scale | Helps fund building capability and early stage activity. |
| 2 | MSD Startup Grant | Pre-revenue or trading; on government benefit | Must apply before revenue. Can be the first capital eligible founders get to get started. |
| 3 | New to R&D (Callaghan) | Early stage funding of R&D as a business venture; ideally first tranche of funded commercial R&D. | R&D focused funding with some capability funded support included to open pathway for commercial success and on ramp to RDTI. |
| 4 | Ārohia / Career Grants | Validated R&D and in commercialisation phase - getting ready to go to market; funding extra specialist resource linked to R&D | Proof of capability and impact on innovation ecosystem with spillover benefits. Providing students first step into a commercial role |
| 5 | Aspire Seed Fund (NZGCP) | Early expansion + lead investor secured | Requires lead investor, most often, so start up is attractive to private sector investors such as angel investors or Venture Capital |
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Execution Tip: Create a Capital Journey Map that shows how each grant is aligned to core activity and milestones and builds a high level view of your funding journey and venture milestones.
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