Effective date: 30 April 2026

Last updated: 30 April 2026

PaisaRadar ("we", "our", "us") provides spending analysis and insights based on financial transaction data derived from SMS messages and user account activity. This Privacy Policy explains what data we collect, how we use it, and your choices.

If you have questions, contact us at: support.paisaradar@gmail.com

1. Information We Collect

We may collect the following types of data:

Account and authentication data

• Phone number
• OTP verification data used only for authentication purposes
• Internal user ID

SMS data (financial messages only)

• Only SMS messages identified as financial transaction alerts (such as bank or UPI messages) are accessed and processed
• SMS sender ID
• SMS timestamp
• Extracted transaction details (amount, merchant, category, type, payment mode, etc.)

App and device data

• Device push notification token (FCM token)
• Basic app diagnostics and error logs

User actions and preferences

• Recategorization choices