Last Updated: January 25th, 2026

PreQualif.ai (“PreQualif.ai,” “we,” “us,” or “our”) is a financial guidance and credit education app designed to help users understand and improve their credit and financial readiness.

This Privacy Policy explains what information we collect, how we use it, and the choices you have.

If you have questions, contact us at: Email: [Support@NexAura.com] Company: NexAura App: PreQualif.ai

1. INFORMATION WE COLLECT

A) Information You Provide We may collect information you provide directly, including:

• Name or display name
• Email address
• Phone number (for verification / account security)
• Password (stored securely by our authentication provider)
• Credit-related information you manually enter (such as credit scores, card balances, utilization, and goals)
• Home-buying readiness inputs (such as goals, timeline, and scenario selections)
• Savings goals and budget preferences
• Messages you send to the in-app assistant (if available)

B) Automatically Collected Information When you use the app, we may automatically collect:

• Device information (device model, OS version)
• App activity and usage data (feature usage, screens visited, button taps)