✅ Bank of India (BOI)
🔗 Official CMS Page: https://bankofindia.co.in/cash-management-services
🧠 Core CMS Features:
- ✔️ Collections: NEFT, RTGS, Cheques, eCMS, Cash
- ✔️ Payouts: File-based NEFT/RTGS
- ✔️ Reconciliation: T+1 daily MIS via email
- ✔️ Virtual Accounts: Basic support for large clients
- ✔️ Reporting: Email/PDF reports
📊 Adaptability Score: 5.8/10
🔍 Gap: API readiness and portal UX are weak
✅ Central Bank of India
🔗 Official CMS Page: https://www.centralbankofindia.co.in/en/CMS
🧠 Core CMS Features:
- ✔️ Collections: NEFT, RTGS, eCMS, Cheque Pickup
- ✔️ Payouts: Bulk file uploads
- ✔️ Reconciliation: Manual T+1 sharing
- ✔️ Virtual Accounts: Limited deployment
- ✔️ Reporting: PDF/Excel MIS via email
📊 Adaptability Score: 5.5/10