PLEASE NOTE THAT YOUR USE OF, AND ACCESS TO THE SERVICES (AS DEFINED BELOW) ARE SUBJECT TO THE FOLLOWING TERMS. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY MANNER.

<aside> πŸ” Last updated: Feb 15th, 2024

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  1. ACCEPTANCE OF TERMS

The following Terms and Conditions (the β€œTerms”) is a contract between you and Abeg Technologies Limited (β€œPocketApp”), a private limited liability company duly incorporated under the laws of the Federal Republic of Nigeria.

These Terms govern your use of and access to our website at https://pocketapp.com and the PocketApp application, a peer-to-peer social commerce and payments platform which includes any other website and mobile application operated by PocketApp (collectively,Β  the β€œWebsite”) and features and services offered by us on this Website (together with theΒ  Website, the β€œServices”), including any content or functionality offered through this Website or the Services, whether as a guest, registered User or on the authorisation of a User.

"You”, β€œyour", β€œUser” mean the person, entity, business, or company who uses or accesses the Services.

"We," "us," and "our" mean PocketApp and its successors, affiliates, and assignees.

β€œPocketApp Service Level Agreement” means a Service Level Agreement, Merchant Service Agreement or another agreement apart from these Terms which has been fully signed and entered into by and between a User and us relating to the access to and/or use of any of the Services by the User.

As used in these Terms, "PocketApp Account" means the account you have with us for the Services.

β€œPiggyVest Account” means a registered account on the website and mobile application at https://piggyvest.com or any other affiliated website and mobile application (collectively, β€œPiggyVest App”) operated by Piggytech Global Limited, an affiliate of PocketApp.

β€œProduct” means any goods or services offered to Users on this Website by a Vendor.

β€œVendor” means any User who offers Products for sale to other Users on this Website.

β€œPurchaser(s)” means any User who is offered Products by a Vendor and communicates the intention to purchase such Product(s).

β€œVendor’s Conditions” means the guidelines and conditions provided by the Vendor relating to the Products.

β€œCard” means a prepaid virtual and/or physical card issued by an Issuing Bank, which is branded with one or more marks or signage of a Payment Scheme.

β€œPayment Scheme” means Visa, Mastercard, Verve and/or any affiliates thereof or any other card payment network and/or such other schemes governing the issue and use of credit, debit, charge, purchase or any other cards or payment methods.

β€œMerchant” means any person or entity to whom you may offer payment through the use of a Payment Card.

β€œIssuing Bank” means a financial institution that issues Payment Cards under the authority of the relevant Payment Scheme.