LoanWolf is an infrastructure for DeFi Lending Pools.

LoanWolf is a smart contract infrastructure made for deploying and setting up custom lending pools on the ethereum blockchain.

LoanWolf allows to set up pools with the following configuration parameters:

• Payment token type
• APY
  • Fixed rate
  • Variable interest based on the supply, demand and utilization
  • Credit line
• Model
  • Pool
  • Peer-to-peer
• Pool loan durations
  • Fixed - any specified duration
    • Instalments
    • No instalments
  • Fixed - predefined duration (f.e. 3/6/9/12)
  • Indefinite
• Fixed duration pools
  • Instalment repayment schedule
  • Missed repayment “punishment”
    • Collateral liquidation of part of the collateral
    • Additional fees
• Interest accrual schedule
  • Timing
    • Per sec
    • Per transaction block
    • Once a day
  • Interest for lenders
    • Compounding
    • Non-compounding
  • Interest for borrowers
    • Compounding
    • Non-compounding
• Collateral token type
  • All ERC-20 tokens
  • Specific token type
  • Specific NFT
    • NFT collateral automatically is converted into liquid ERC-20 pools
• Collateral
  • Overcollateralised
  • Undercollateralised
  • Non-collateralised
• Required LTV
• Liquidation threshold
• Type of pool
  • Omnibus, no ledger
  • With ledger/loanbook
• Who can deposit
  • Only owner of the pool
    • Via Metamask
    • Via custody
  • Anybody
    • Permissionless / permissioned
      • Permissionless
        • WalletConnect
        • Metamask
      • Permissioned
        • KYC service set up by lenders
        • Restrictions by geography
• Loan default rules in case of fixed duration
  • Liquidate
  • Penalize
• Loan prolongation
• Collateral options in case of instalment repayment (both early repayment and collateral)
  • What happens with collateral
    • Nothing, only LTV is readjusted
    • Part of the collateral gets returned to the borrower