Finance Products by State
| Finance Product |
Arizona |
Michigan |
New Jersey |
New Mexico |
Ohio |
Oregon |
Texas |
Washington |
| Dividend |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ |
| Lightreach |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ |
❌ |
| Goodleap TPO |
❌ |
❌ |
❌ |
❌ |
❌ |
❌ |
✅ |
❌ |
| Sungage |
✅ |
⚠️ |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ |
✅ = Available
❌ = Not Available
⚠️ = In Progress, not yet active
CASH PROCESS
Dividend
- 660+ FICO, 2 yrs post-bankruptcy
- TransUnion, soft pull at prequal
- PPW Cap: $6.50 Solar, $10.50 Solar+ (50% adder limit)
- Re-amortizes at month 16
- No prepay penalties
- Mobile homes OK (own land + perm. foundation)
- LLC & ITIN: Not allowed
- No second systems
Home Improvement Producst:
Dividend Home Improvement Rate Sheet.pdf
- 670+ FICO, no BK in last 7 yrs, 680+ FICO in TEXAS