Commercial Lending:
IBC Bank wants our community small and large businesses to succeed. We support our business clients with their commercial and industrial loans, loans secured with real estate or company assets and revolving line of credits. Our loan officers and commercial lending staff play a significant role in finding and attracting new business to our bank while building ongoing long-lasting relationships.
Credit Department:
Our Credit department team is tasked with managing the entire credit process including the approval of credit to borrowers, assessment of the creditworthiness of potential customers and credit review of existing borrowers. This department works hand in hand with other departments to achieve all credit objectives within a defined timeframe.
International Banking:
For generations, IBC Bank customers from Mexico have relied on our strength and security to protect and grow their assets. Our strong reputation with businesses and prominent citizens of Mexico gives us the relationships and depth of experience to ensure that the interests of our international customers are fully protected. Our international officers and staff help our customers with their international transactions. IBC Bank's international department bilingual, multicultural experts that provide international trade counseling to assure our customers’ complete understanding of all transactions.
Retail Banking:
IBC Bank provides services catering to our individual consumers to support their consumer banking or personal banking needs with checking and savings accounts, personal loans, credit cards and more. Our branch managers, sales associates and tellers provide service to assist our consumers with managing their money, having access to credit and deposit their money in a secure manner. Our community branches provide onsite personal customer service to all our retail customers.
Customer Service Call Center:
IBC Bank strives to provide the utmost service to our customers whether in person at our branches or over the phone at our call centers. Our customer service representatives provide assistance to our customers by answering customer calls, questions, and listening to their concerns and solving problems.
Mortgage Department:
Buying or refinancing a home is an important decision and at IBC our experienced mortgage professionals assist our customers in finding the right mortgage loan. At IBC Mortgage, our mortgage loan officers and staff will take the time to listen and help our customers select the home loan that best fits their need.
Insurance Agency:
At IBC Insurance Agency, we strive to provide superior service, information, and insurance products in an atmosphere of trust designed to build long-term relationships. Our insurance agents make it simple and convenient for our customers (personal or business) to find quality and comprehensive insurance plans. Our personal insurance products include vehicle, life, health, and home insurances.
Human Resources:
At IBC, our Human Resource department plays a key role in helping our company with fast-changing business environment. Our HR managers and staff establish responsible practices for recruiting, training and support the ongoing development of our employees. This department assists with employee compensation, benefits, and overall human capital development throughout an employee’s career.
Operations:
IBC Banking operations is a back-end team responsible for executing and processing transactions initiated by our front-end teams while ensuring adherence to risk or regulatory guidelines. Our operation managers and employees facilitate and execute transactions while ensuring that everything remains above board within regulatory and internal guidelines.
Networking: