https://www.youtube.com/watch?v=fBPmT8yW54s&feature=youtu.be&ab_channel=Razorpay

1. Covid has accelerated future.
2. The biggest problem in India - we don't have money. We don't understand what will inc per capita income of our country.
3. If you remove top 20mn families, per capita is $800.
4. Bangladesh has crossed India in per capita
5. Desires have become full stack - credit + shopping