A financial gut-check worksheet for anyone tired of being confused, silenced, or guilt-tripped about their own money.

🧠 What This Is:

A reflection tool to help you spot subtle money manipulation, especially in relationships, families, and workplaces.

This is not legal advice. It’s just a flashlight for your gut.

🔍 The Gut-Check Grid:

Rate each statement from 1 (Never) to 5 (Always):

• I feel anxious or guilty when I talk about money.
• I’ve been told I’m “bad with money” but not taught how to manage it.
• I’m discouraged from having my own savings or account.
• I’m expected to contribute, but not allowed to ask where the money goes.
• I’m mocked or made to feel selfish when I spend on myself.
• Financial decisions are made without me.
• Asking questions leads to guilt-tripping, not answers.
• I feel like I need to “prove” I'm worth trusting with money.

💥 If you scored 24 or more? Time to reevaluate things.

🗂 Money Memories

Write down 3 moments that made you feel small, stupid, or scared about money.

• What happened?
• Who was involved?