Here are the details for our Contractor Combined Catering Insurance policy through Zurich.
If an accident happened on a booking, our insurance policy will cover you for any claims that the customer may make against you. Here are just some examples of accidents that can happen which you will be covered for:
Should an accident like this happen on a booking you accepted through us and the customer makes a legal challenge against you, we will do what we can to use our policy to protect you.
In the three sections below I have summarised the main aspect of the policy. If you wish to talk more about it or see the whole document please contact me.
Please note that this policy does not cover personal accident, you will have to maintain your own health insurance policy to claim medical expenses for any injury which you causes to yourself.
Cover limit: £5,000,000
Excess: £250
We will cover you for all sums which you may become legally liable to pay as damages in respect of: a) accidental bodily injury to any person other than an employee b) accidental damage to property c) accidental obstruction, accidental trespass, accidental nuisance, accidental interference with pedestrian, road, rail, air or waterborne traffic, accidental invasion of the right of privacy excluding any liability arising under Regulation (EU) 2016/679 (General Data Protection Regulation) or Data Protection Act 2018, or accidental interference with any right of air, light, water or way d) unlawful detention, imprisonment or arrest occurring during the period of insurance within the territorial limits in connection with the business, or your ownership of the buildings. In addition to the limit of indemnity stated in the schedule we will pay costs and expenses.