Hi đź‘‹, you've taken a huge step toward credit success. Curu is here to help you achieve your credit goals faster!
This is a quick "how to use Curu" guide.
Skip ahead:
Curu builds you a personalized credit acceleration plan to get you approved faster. We’ve been in your shoes and understand that credit is more complicated than it needs to be. We make credit easy, so you can make progress quickly, boost your score, and secure a rate that works for you.
Our team of board-certified credit consultants have working on building the most beneficial action library and our smart credit-building algorithms deliver them to you. These actions make up your Credit Acceleration Plan, a built-for-you strategy to eliminate items that affect your credit score, optimize your balances, and improve your credit health.
We recommend users take their actions when they are assigned to see the best results.Users that have followed their Credit Acceleration Plan have been able to secure lower rates, higher limits, and get approved products that fit their needs.
Down below, you’ll find a few of our most frequently asked questions, including some tips on how to get the most out of your experience with us.
Our web application (curu.app) is where you can see your credit report, personalized action plan and offers, solutions and financial status report.
The "Credit Acceleration" tab of the web app and your email inbox is where we’ll send your action items from your Credit Acceleration Plan. The “Offers” tab of the web app is where you can browse solutions offered by or trusted partners tailored to your financial profiles.
Once enrolled, Curu’s credit building algorithms will build you a personalized list of actions that will get you ready-to-approve fast. There are some actions that need ongoing maintenance, like paying off your credit card balances. Other actions can immediately and positively impact your credit score, like removing derogatory marks. Your plan is optimized to make the best use of these types of actions.
Yes! Our credit building algorithms builds your Credit Acceleration Plan based on your unique situation and needs. To execute this plan, check out the "Credit Acceleration" tab on the web app. We will also contact you through email on a regular basis
If you haven’t already, please move our emails from your Promotion tab to your Inbox. If you don’t find us in Promotions, please check your Spam folder. This ensures that you get updates as soon as we send them. This is important because some of the actions in your Credit Acceleration Plan require immediate attention.
By keeping in touch with us, you’ll boost your credit and get approved faster. Chat soon!
From time to time, we will send you 3rd party solutions for financial products like debt reduction tools, loans and credit cards. These are not marketing emails! Treat these like any other action item in your Credit Acceleration Plan. We are sending you these offers because they address a specific area of your credit that needs improvement, which may boost your credit health and help you get approved faster.
We may receive payment if you apply for and receive one of our partner’s products. This may influence which products we review and write about (and where those products appear on the app), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Bottom line? We’re on your side, even if it means we don’t make a cent. To learn more, visit our advertisers disclosure.
No, Curu will not automatically improve your credit score as it does not touch your credit report. Instead, Curu will build a personalized action plan that is unique to your specific credit history and financial situation to help you improve your credit score. Along with that, Curu may suggest 3rd party solutions that can help you achieve the outcome of those actions sooner (please note: some of those 3rd party solutions may require some type of payment).