If you need to reduce your household spending, we’ve developed the DIY Nous method for you to follow.
You might also like to read our Top Tips on how to navigate the cost-of-living crisis.
Contents of this page
Make a list of every recurring bill to your household providers (check your direct debits, standing orders and even card and Paypal transactions). If you want a head start, the free forecast at Nous.co will automatically identify your providers and recurring monthly bills.
For each category, check if you’re out of contract with your provider or not. If you’re still in contract, make a note of when it ends. If you’re out of contract, you’re probably paying more than you need to, so it’s a priority category for the next step.
We’ve created a guide to help you evaluate each category and decide if you can cancel or reduce, then renegotiate or switch provider to save money. Go category by category, and remember to start with those already out of contract.