As a PhD student, you are studying full-time and can be eligible for a Student Grant / Loan.
Learn more and check your eligibility here: https://www.csn.se/languages/english/student-grants-and-loans-for-studies-in-sweden.html#
Key info:
- Typical interest rate is 2%.
- You can take a maximum of 25 years to repay your loan, and it must be fully repaid by the time you turn 64.
How to apply
- Log in to csn.se and go to Mina sidor
- Click on “Studiemedel”, then "Ansök om studiemedel”
- As a PhD, fill in the form as seen below:

- As a PhD student, you will study for 4 years to get 240 credits in total. As a result, here are the number of credits you should declare depending on how much teaching you have:
- 10% teaching (4.5 years employment): 27 credits per semester
- 20% teaching (5 years employment): 24 credits per semester