We're building a bank for digital creators.
Banks don't understand creators today. Our customers create content for millions as a full time career but receive poor service and terrible rates from banks, wasting them both time and money. We're building a bank for digital content creators across Instagram, YouTube, Twitch and TikTok, providing them with better rates and savings as their followings grow. We're looking for hungry and ambitious engineers to help us!
← More about Karat
- Huge opportunity. Over the past decade, we've seen the democratization of content creation and user-generated content, in part due to platforms such as Instagram and TikTok. Creators have built deeply engaged communities that support their work in a way we've never seen before. As they grow as a business, they need better banking tools and financial products.
- Fascinating problems. Where else do you get to discuss the most recent TikTok trends and the right way to build a financial product in the same day? Financial tools are complicated and creators need a simple experience. Help us bridge the two worlds!
- The right team. Our team has worked at the largest investment banks (Goldman Sachs, Morgan Stanley), investment managers (Blackstone, TPG) and social networks (Instagram). We started this company because we want to leverage our experiences to help creators - and hope you do too!
- Culture. We love hanging out with board games, delicious dinners, and brisk hikes as much as we enjoy delving into personal philosophy, management theory, and nitty gritty business details. Don't be afraid to bring yourself to work!
- Resources and growth. We're well capitalized with our Series A from top investors like Union Square Ventures and CEOs from YouTube, Twitter, Wealthfront, CAA and more, in addition to our $4.6M seed funding from world-class investors including Twitch co-founder Kevin Lin, SignalFire, Y Combinator, CRV and Coatue. We keep a lean team, and this is a rare opportunity to join us - you'll learn a lot, build cool products, and grow as our company scales!
About this Role
What You'll Do
- Help build zero to one product: conceptualizing, designing, and coding - solving problems that span multiple domains. For example, building a decoupled debit card from scratch, analytics tools to help influencers understand their finances, and savings accounts.
- Refine current product: building new functionality, refactoring and improving usability and performance. For example, improving our charge card onboarding flow.
- Create internal tooling that helps us support creators. For example, tools that help with customer support and operations or dashboards that help us understand influencer spending behavior.
- Refine our underwriting algorithm, helping us to assess digital creators as businesses and to understand the links between social and financial data.
- Lead integrations with our financial and banking partners. For example, building a Karat savings account product while leveraging a partner's core banking technology.
- Help drive company and product strategy as we change how creators and influencers do business.
What You'll Need