FinanceIt Guide

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FinanceIt provides short-term, accessible financing for homeowners to bridge the gap between solar project installation and their next mortgage renewal.

It is not intended to finance the entire project long-term. Rather, it offers a flexible 12–60 month promotional financing period to help clients begin their solar journey now and refinance later into their primary mortgage or other longer-term solution.

1. Program Overview

Lender: FinanceIt (Third-party financing provider)
Use Case: Bridge financing for solar projects
Typical Term Length: 12–60 months promotional period
Full Amortization Term: 20 years
Post-Promo Rate: Converts to Prime + (currently ~14%) after the promotional period
Refinance Expectation: All programs must be refinanced or renewed after 5 years
Client Responsibility: All loan terms are finalized directly between the client and FinanceIt

⚠️ Important: SOLVE/Helion representatives are not financial advisors or mortgage brokers. Representatives may explain the structure of the loan but must not provide financial or refinancing advice.

2. Available Programs

Promotion Name	Promotional Rate	Promotional Term	Full Term (Amortization)	Notes
90 Days at 0%	0%	90 Days	20 Years	No payments or interest for 90 days
12 Months at 0%	0%	12 Months	20 Years	Deferred interest for one year
Finance 3.99% 12 Month	3.99%	12 Months	20 Years	Low short-term interest
Finance 3.99% 36 Month	3.99%	36 Months	20 Years	Moderate-length bridge
Finance 3.99% 60 Month	3.99%	60 Months	20 Years	Longest low-rate option
Finance 5.99% 12 Month	5.99%	12 Months	20 Years	Standard promotional offer
Finance 5.99% 36 Month	5.99%	36 Months	20 Years	Mid-range promo rate
Finance 5.99% 60 Month	5.99%	60 Months	20 Years	Common default program
Finance 7.99% 12 Month	7.99%	12 Months	20 Years	Higher-risk borrower segment
Finance 7.99% 36 Month	7.99%	36 Months	20 Years	Short-to-medium promo

Each “Finance” program above is a promotional event — a temporary low-interest period after which the rate resets to a higher rate. The intent is for clients to refinance before the promo ends. The higher rate may vary but is ~16.99% on most rates currently.

3. Key Disclosures (Mandatory for Sales Reps)

As per the FinanceIt Code of Conduct