1) Executive summary

Features: fine‑tuning notebooks; RAG for financial sentiment; FinNLP data pipelines; task demos like Forecaster; evaluation/benchmark repos; API/demo spaces). Typical deployments: research copilots, analyst assistants, retail/wealth advisory prototypes, and finance NLP workflows.

Buckets:

Top issues (fix first):

  1. Model‑provider disclosure pack - model card with data provenance summary, evaluation suite summary, copyright policy, and known limitations.
  2. Downstream use classification - a short guide for deployers: when FinGPT‑based systems become high‑risk; include a one‑page checklist and sample obligation sheets.
  3. Transparency & labeling kit - canned UI copy and output labels for chat/reports; placement spec for app/integrations.

Fast wins (7–14 days): publish a consolidated model card, add evals summary, ship transparency copy + placement spec, add acceptable‑use policy (ban prohibited uses), and include logging/oversight basics for sample apps.


2) System Register & Risk Map (CSV)

File: 10-register/system-register.csv

system_name,purpose,paths,role,eu_use,risk_guess,annexIII_trigger,art50_trigger,prohibited_flag,unknowns
FinGPT Core Models,release financial LLM checkpoints and adapters,"repo/fingpt/core/*; repo/README.md#L1–L120",Provider (GPAI),Yes,Minimal→GPAI,None,No,No,"UNCONFIRMED: Do releases include full model cards and training-data provenance summaries?"
FinGPT Training & LoRA,training/fine‑tuning notebooks and pipelines,"repo/FinGPT_Training_*; repo/requirements.txt#L1–L120",Provider (tools),Yes,Minimal,None,No,No,"UNCONFIRMED: Are any private datasets or licenses bundled?"
FinGPT‑RAG (Sentiment),RAG pipeline for financial sentiment tasks,"repo/fingpt/rag/*; repo/FinGPT-Benchmark/*",Provider/Deployer,Yes,Limited,None,Possibly,No,"UNCONFIRMED: Is this surfaced to end users (UI) or internal only?"
FinNLP Data Pipelines,finance data curation/ETL for NLP tasks,"repo/FinGPT-FinNLP/*",Provider (tools),Yes,Minimal,None,No,No,"UNCONFIRMED: Are data licenses/source attributions included in docs?"
FinGPT Forecaster Demo,prediction/analysis assistant (HF Space/API demo),"repo/fingpt/forecaster/*; repo/demo/*",Provider/Deployer,Yes,Limited,None,Yes,No,"UNCONFIRMED: Are outputs labeled AI‑generated and is a ‘not financial advice’ disclaimer shown inline?"
Sample Apps & Plugins,reference chat/report apps & connectors,"repo/apps/*; repo/plugins/*",Provider/Deployer,Yes,Limited,None,Yes,No,"UNCONFIRMED: Do actions get user approval before sending external comms?"
Downstream Credit/Scoring (example),illustrative integration for credit/limits/insurance,"repo/examples/credit_scoring/*",Deployer,Yes,High,Essential private services,Possibly,No,"UNCONFIRMED: Is this example shipped or only a doc?"

Heatmap (10-register/risk-heatmap.md)

| System                       | Risk              |
|------------------------------|-------------------|
| FinGPT Core Models           | Minimal → GPAI    |
| FinGPT Training & LoRA       | Minimal           |
| FinGPT‑RAG (Sentiment)       | Limited           |
| FinNLP Data Pipelines        | Minimal           |
| FinGPT Forecaster Demo       | Limited           |
| Sample Apps & Plugins        | Limited           |
| Downstream Credit/Scoring    | High (Annex III)  |